48forty Solutions LLC Data Breach Class Action Settlement

Employees notified by 48forty Solutions LLC in 2022 that their personal information may have been compromised in a December 2021 data breach may be eligible to claim up to $2,825, plus credit monitoring, from a class action settlement.

Overview

48forty Solutions LLC agreed to settle a lawsuit alleging it failed to adequately protect employee data during the 2021 breach.

Who Is Eligible?

Class members must meet both of the following:

  • They were notified by mail in 2022 that their personally identifiable information may have been compromised in the December 2021 data incident.
  • They lived in the United States at the time of the incident.

There is also a subclass for individuals who resided in California at the time of the data breach.

Compensation Available

Eligible class members may claim any combination of these benefits:

Ordinary expense reimbursement: Up to $275 for documented, unreimbursed out-of-pocket expenses reasonably related to the incident, including:

  • Credit report fees
  • Credit freeze fees
  • Card replacement fees
  • Bank or card fees such as late fees, over-limit fees, or payday loan interest
  • Postage, mileage or incidental expenses related to resolving account issues
  • Up to one year of credit monitoring or identity theft insurance purchased primarily due to the breach
  • One to three hours of lost time at $15.50 per hour (description required)

Extraordinary expense reimbursement: Up to $2,500 for documented, unreimbursed losses most likely related to the incident. To qualify, claimants must show the loss was:

  • Actual and documented
  • Unreimbursed
  • Caused by the incident
  • Occurred between December 31, 2021, and December 22, 2025
  • Not covered by another reimbursement category
  • Incurred after reasonable efforts to avoid or recover losses (including insurance claims)

California statutory damages: California residents may claim up to $50.

Credit monitoring: All class members may enroll for one year of free access to CyEx’s Financial Shield Services. Enrollment must be completed within 90 days after the settlement becomes effective.

If total valid claims exceed the $250,000 cap, payments will be reduced proportionally.

How to File a Claim

Class members may file online or by mail.
Deadline: December 22, 2025.

Mailing address:
48Forty Settlement
c/o RG/2 Claims Administration LLC
P.O. Box 59479
Philadelphia, PA 19102-9479

Information Required

  • Online claims require the class member ID from the postcard or email notice. Those without an ID should call 866-742-4955 or email info@rg2claims.com.
  • Mailed claims require either the class member ID or the name and address/email used with 48forty.
  • Claims for expenses must include documentation such as receipts or bank statements (with unrelated data and all but the first four and last four digits redacted).
  • To claim California statutory damages:
    • If 48forty’s records at the time showed a California residential address, only that address is needed.
    • If not, proof of California residency at the time—such as a mortgage statement, utility bill or property tax bill—is required.

Payout Method

  • Payments will be sent by check to the address on the claim form.
  • Checks must be cashed within 90 days.
  • Class members received a redemption code for CyEx’s Financial Shield Services on their mailed notice.

Settlement Fund Breakdown

The $250,000 fund covers:

  • Administration costs: $34,086
  • Attorneys’ fees and costs: $100,000
  • Service award: $2,000
  • Credit monitoring costs (varies by number of claims)
  • Payments to eligible class members: Up to $250,000

Important Dates

  • Claim deadline: December 22, 2025
  • Fairness hearing: February 27, 2026

Payout Timeline

Checks will be mailed about 45 days after any appeals are resolved and the court grants final approval, or within 30 days of approval of an individual claim—whichever is later.

Reason for the Settlement

The lawsuit alleged that 48forty Solutions LLC failed to implement adequate safeguards, allowing a December 2021 cyberattack to expose employee names and Social Security numbers. The company denies wrongdoing but settled to avoid further litigation costs and risks.