If your personal information was impacted by the January 2025 cybersecurity incident involving Estrella Franchising, LLC (doing business as Estrella Insurance), you may be eligible to file a claim for up to $5,000 or other benefits as part of a class action settlement.
What Happened?
A class action lawsuit alleged that Estrella Insurance failed to properly safeguard consumer data, leading to a cyberattack in January 2025. While Estrella denies any wrongdoing, the company has agreed to settle the case to avoid the cost and uncertainty of continued litigation.
Who Is Eligible?
You may qualify for compensation if:
- You reside in the U.S., and
- Your personal information was compromised in the Estrella data breach that occurred in or around January 2025
What Can You Claim?
Eligible class members may choose one or more of the following benefits:
Credit Monitoring
- One year of single-bureau credit monitoring and identity protection, including $1 million in identity theft insurance
- Still available even if you previously signed up for free monitoring from Estrella
Ordinary Losses – Up to $1,000
- Reimbursement for out-of-pocket expenses such as:
- Bank fees
- Credit monitoring or identity theft insurance
- Gas or postage for incident-related travel
- Must have occurred between January 22, 2025 and seven days after the class notice was sent
Lost Time – Up to $100
- $25/hour for up to 4 hours spent resolving issues related to the breach
Extraordinary Losses – Up to $5,000
- For documented financial losses linked directly to the breach, such as:
- Fraudulent charges not reimbursed
- CPA or attorney fees related to identity theft or tax fraud
How to File a Claim
Claims can be submitted online or by mailing a completed paper claim form. You’ll need the Notice ID from your settlement notice.
Mail to:
Estrella Security Incident Settlement Administrator
c/o Atticus Administration
P.O. Box 64053
Saint Paul, MN 55164
Claim Deadline: August 13, 2025
Required Documentation
- Notice ID (from your class notice)
- Ordinary losses: Receipts, bills, or bank statements
- Extraordinary losses: Supporting evidence such as police reports, invoices, proof of fraud, etc.
Payout Options
Claimants can choose from the following payment methods:
- PayPal
- Venmo
- Zelle
- Virtual Prepaid Card
- Physical Check (by mail)
Settlement Fund Overview
- Total Settlement Amount: To be determined based on valid claims
- Attorneys’ fees & expenses: Up to $125,000
- Service Awards: Up to $1,250 per class rep (total: $2,500)
- Credit Monitoring Costs: Based on number of claims
- Remaining funds will be distributed to approved claimants
Key Dates
- Opt-Out (Exclusion) Deadline: July 14, 2025
- Claim Submission Deadline: August 13, 2025
- Final Approval Hearing: August 28, 2025
When Will Payments Be Sent?
Approved claimants will receive payments after the court grants final settlement approval and all claims are reviewed and processed.
Why Is There a Settlement?
The lawsuit claimed Estrella Insurance failed to protect personal data, resulting in unauthorized access during a January 2025 data breach. Estrella denies all claims but agreed to settle to avoid further legal proceedings.
Status: Claims Are Now Open
Payout: Varies by claim type (up to $5,000)
Deadline: August 13, 2025
Sources:
Please be aware that your claim form will be rejected if it contains fraudulent information. By submitting your information and your sworn statement of its accuracy, you are agreeing to do so under penalty of perjury. Submitting false information not only jeopardizes your claim but also affects others who are genuinely eligible for the settlement. If you are uncertain about your eligibility for this class action settlement, please visit the class action administrator’s website for more information. Note that NoProofClassActions.org participates in the Amazon affiliate advertising program, and this post may include affiliate links, which could result in us earning a commission if you make a purchase through those links.
